Business

Business insurance, also known as commercial insurance, protects businesses from unexpected financial costs that result from accidents, property damage, and more.

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The most competitive prices in the Chicago-land area, without compromising coverage.

FAQs

  • Business insurance protects businesses, as well as their owners and their employees. Many policies include basic coverages such as property, liability, crime, and commercial auto. Other optional coverages include business interruption insurance, equipment breakdown insurance, cyber insurance, and workers compensation. Employee benefits also fall under business insurance.

  • The only type of business insurance required by law in Illinois is workers’ compensation.

  • A big factor that determines the coverage needed is the business type. Other factors that effect the cost include:

    Location

    Number of employees

    Years in business

    Gross annual revenue

    Whether the business owns or rents vehicles

    Whether the business owns, leases or rents the building(s) they operate from